기대 수명 : 100세 은퇴 나이 : 60세
| 생활비 | 주거 | 취미 | 여행 | 건강 | 총 필요 금액 | |
|---|---|---|---|---|---|---|
| 월 500만원 | 30억 | 연 500만원 | 연 500만원 | 연 500만원 | ||
| (40년 기준) | 24억 | 30억 | 2억 | 2억 | 2억 | 60억 |
연 20% 수익률, 2034년 64억 / 59세 은퇴 연 15% 수익률, 2046년 61억 / 63세 은퇴
| 년차 | 나이 | 년도 | 투자금 (원금) | 2% | 5% | 10% | 15% | 20% |
|---|---|---|---|---|---|---|---|---|
| 3 | 42세 | 2024 | 100,000,000 | 102,000,000 | 105,000,000 | 110,000,000 | 115,000,000 | 120,000,000 |
| 4 | 43세 | 2025 | 30,000,000 | 134,640,000 | 141,750,000 | 154,000,000 | 166,750,000 | 180,000,000 |
| 5 | 44세 | 2026 | 30,000,000 | 167,932,800 | 180,337,500 | 202,400,000 | 226,262,500 | 252,000,000 |
| 6 | 45세 | 2027 | 30,000,000 | 201,891,456 | 220,854,375 | 255,640,000 | 294,701,875 | 338,400,000 |
| 7 | 46세 | 2028 | 30,000,000 | 236,529,285 | 263,397,094 | 314,204,000 | 373,407,156 | 442,080,000 |
| 8 | 47세 | 2029 | 30,000,000 | 271,859,871 | 308,066,948 | 378,624,400 | 463,918,230 | 566,496,000 |
| 9 | 48세 | 2030 | 30,000,000 | 307,897,068 | 354,970,296 | 449,486,840 | 568,005,964 | 715,795,200 |
| 10 | 49세 | 2031 | 30,000,000 | 344,655,010 | 404,218,811 | 527,435,524 | 687,706,859 | 894,954,240 |
| 11 | 50세 | 2032 | 30,000,000 | 382,148,110 | 455,929,751 | 613,179,076 | 825,362,888 | 1,109,945,088 |
| 12 | 51세 | 2033 | 30,000,000 | 420,391,072 | 510,226,239 | 707,496,984 | 983,667,321 | 1,367,934,106 |
| 13 | 52세 | 2034 | 30,000,000 | 459,398,893 | 567,237,551 | 811,246,682 | 1,165,717,419 | 1,677,520,927 |
| 14 | 53세 | 2035 | 30,000,000 | 499,186,871 | 627,099,428 | 925,371,351 | 1,375,075,032 | 2,049,025,112 |
| 15 | 54세 | 2036 | 30,000,000 | 539,770,609 | 689,954,400 | 1,050,908,486 | 1,615,836,286 | 2,494,830,134 |
| 16 | 55세 | 2037 | 30,000,000 | 581,166,021 | 755,952,120 | 1,188,999,334 | 1,892,711,729 | 3,029,796,161 |
| 17 | 56세 | 2038 | 30,000,000 | 623,389,341 | 825,249,726 | 1,340,899,268 | 2,211,118,489 | 3,671,755,394 |
| 18 | 57세 | 2039 | 30,000,000 | 666,457,128 | 898,012,212 | 1,507,989,195 | 2,577,286,262 | 4,442,106,472 |
| 19 | 58세 | 2040 | 30,000,000 | 710,386,271 | 974,412,822 | 1,691,788,114 | 2,998,379,201 | 5,366,527,767 |
| 20 | 59세 | 2041 | 30,000,000 | 755,193,996 | 1,054,633,464 | 1,893,966,925 | 3,482,636,082 | 6,475,833,320 |
| 21 | 60세 | 2042 | 30,000,000 | 800,897,876 | 1,138,865,137 | 2,116,363,618 | 4,039,531,494 | 7,806,999,984 |
| 22 | 61세 | 2043 | - | 816,915,834 | 1,195,808,394 | 2,327,999,980 | 4,645,461,218 | 9,368,399,981 |
| 23 | 62세 | 2044 | - | 833,254,150 | 1,255,598,813 | 2,560,799,978 | 5,342,280,401 | 11,242,079,977 |
| 24 | 63세 | 2045 | - | 849,919,233 | 1,318,378,754 | 2,816,879,975 | 6,143,622,461 | 13,490,495,973 |
| 25 | 64세 | 2046 | - | 866,917,618 | 1,384,297,692 | 3,098,567,973 | 7,065,165,830 | 16,188,595,167 |
| 24 | 65세 | 2045 | - | 884,255,970 | 1,453,512,576 | 3,408,424,770 | 8,124,940,704 | 19,426,314,201 |
| 25 | 66세 | 2046 | - | 901,941,090 | 1,526,188,205 | 3,749,267,247 | 9,343,681,810 | 23,311,577,041 |